| The Insider's Guide to Home Equity Borrowing |
Pete Hitesman |
ISBN: 0975283502, Paperback - $21.95 BUY
Discover Home Loan Secrets from an Industry Insider.
Everything that you must know about home equity loans and lines of credit in one place. Written by an experienced loan consultant, jam packed with over 100 insider tips to save money and get a great rate.
Foreword by Joe Kennedy, former president of E-LOAN.
Suggestions for finding the best lender, explanation of your "ratios", valuation models and the pricing matrix. What "doc types" are, explanation of Stated Income and No Document deals.
Uses for home equity borrowing, risks, and pitfalls to look out for. Includes a chapter on credit and credit reports. How to get the best valuation for your property.
Every homeowner should know and understand the critical information contained in this book.
About the Author
Pete has personally originated over one thousand home equity loans and is well recognized for his knowledge of qualifying and underwriting standards.
|
| Mortgage Encyclopedia: An Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls |
Jack Guttentag |
ISBN: 0071421653, Paperback - $12.97 BUY
A one-stop reference for in-depth explanations of mortgage topics
With the creation of so many new, complex mortgage programs, it's difficult for consumers --not to mention real estate agents, attorneys, closing agents, and mortgage brokers--to keep track of them all. Written by nationally syndicated real estate columnist Jack Guttentag, The Mortgage Encyclopedia helps readers understand the various mortgage terms, features, and options by offering clear, precise explanations. The alphabetical organization of terms makes it easy to quickly find information on any topic, from FHA, Investor, and No-PMI Loans to Origination Fee and Rate Float. Each entry includes not just a description of the term, but also relevant advice for consumers, such as answers to the questions "Is this loan right for me?" and "Can I negotiate this fee?"
Guides readers through the bewildering array of new mortgage programs
Features definitions and explanations of common mortgage, escrow, and closing fees and arcane mortgage terminology
|
| Pearl Polto's Easy Guide to Good Credit: What Every American Needs to Know About Credit Cards/Mortgages/Home Equity Loans and Much More |
Pearl B. Polto |
ISBN: 0425152979, Paperback - $2.25 BUY
From Library Journal
In this brief guide, the authors give both useful advice and chilling warnings about the use of credit. Particularly illuminating is their exposition of the credit rating and credit bureau system, which is invisible to most consumers but can control their economic destinies. They give instructions on obtaining information from this system; remedying a poor credit rating; shopping for loans; applying for a mortgage; and managing credit cards. They warn against the dangers of bankruptcy and home equity loans to eliminate or consolidate debts. Appendixes include credit bureau addresses, sections of the Fair Credit Reporting Act, and sample letters. While a number of general law and finance guides cover credit, this is handy to have as a stand-alone source with somewhat more detail. Recommended for public libraries.
- Jack Ray, Loyola/Notre Dame Lib., Baltimore
|
|
